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Our services

The areas in which we work for people

Each area below is a way to start. Read the guide, then ask for an illustration that uses your facts rather than our examples.

Our promise is to make complex insurance language readable, to answer claim questions in writing, and to show the price of cover before you commit.

Every illustration separates the insurance contribution from taxes or fees that must be added. If a number on our pricing page is only an example, we say so.
You will know what we still need from you, why a decision is waiting, and where to write if you disagree. The claims desk is claims@bfdwinery.com.
Advisors are asked to list what they recommended and what they deliberately left out. That note belongs to you.

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A note from our desk

BFDLife began as a promise to explain cover before anyone was asked to buy it. If you are comparing policies today, write down the people who rely on you, the loan you could not clear alone, and the excess you could pay next month without borrowing. Bring that page to hello@bfdwinery.com. We will answer with options, including the option to buy less.